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Galatians 6:6-7 (NIV)

6 Nevertheless, the one who receives instruction in the word should share all good things with their instructor. 7 Do not be deceived: God cannot be mocked. A man reaps what he sows.

  1. Believe the Word regarding debt freedom. (Romans 13: 8 owe no one anything…)

  2. Give – sow a financial seed at our donation button now.

  3. Affirm out loud: I am debt free NOW.

  4. Visualize and meditate (think on) on financial abundance.

  5. Make the Powerful Debt Free Affirmation daily! (Morning, noon and night before bed)



The rich rule over the poor, and the borrower is servant to the lender. Proverbs 22:7

To manifest debt freedom:

Write down your financial goals. Decide what is important to you – how much you’ll save, how much you’ll spend, and how much you can spend without destroying your financial future. One reason we never reach our goals is because we don’t set any. You must know where you’re going and how to get there.

Start small. Tackle one bill at a time. It’s amazing what you accomplish when you’re serious and stick with it. When you pay one bill off, compound the payments by adding that money to another bill. The Bible says, ‘At the proper time we will reap a harvest if we do not give up’ (Galatians 6:9).

Stop charging what you can’t pay for. You’re incurring higher interest rates and adding to your burden. Use credit cards only if you’re disciplined enough not to go overboard. Your intentions may be good, but unforeseen circumstances can force you to carry a balance from month to month. And if your spending is totally out of control, do plastic surgery – cut up your credit cards!

Give more. Sow more… This may sound foolish and counter-intuitive when you’re in debt. But Jesus said: ‘Your gift will return to you in full – pressed down, shaken together to make room for more, running over, and poured into your lap. The amount you give will determine the amount you get back’ (Luke 6:38). Paul said you will reap what you sow (Galatians 6:6-8)

Expect disapproval. When you begin to practice financial discipline, some people may not be too happy, especially if it affects them personally. But if you only do things in life that nobody can find fault with, you’ll never accomplish much. Starting now, God wants you to be free from debt – and stay free (see John 8:36).

Keep affirming your debt freedom. Affirm every waking moment: I AM DEBT FREE!


Heavenly Father, Help me be responsible with the finances You entrusted to my care and to get out of debt and to live in line with Your Word. Thank you for debt freedom now!
In Jesus’ Name, Amen

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